AGRITRADE FINANCING SOLUTION
Produce exporters often wait 45–90 days for payment. With DiMutoPay, financing can be unlocked by simply digitizing and verifying your trade data, enabling faster payments, reduced risk, and smoother business continuity.
Often waiting 45–90 days for your buyers to pay, leaving cash tied up while harvest and logistics costs pile up.
Banks demand collateral, take weeks to approve, or charge high rates — making traditional credit a poor fit for you.
Without timely working capital, it’s hard to pay farmers on time, secure packaging, or scale up seasonal shipments.
With DiMutoPay, your trade data becomes a financial instrument, creating a new monetizable asset class for you.
Faster cash flow
No more waiting 45–60 days for buyer payments. Once your digitized trade is verified and confirmed, it can unlock financing in days — giving you immediate working capital.
Data-powered underwriting
Financiers assess your financing request using blockchain-verified trade events and DiMuto’s Trade Health Score. This ensures funding decisions are based on real, reliable performance data.
Automated reconciliation
Your verified trade records link directly with payments and financed invoices, ensuring every transaction is automatically matched for seamless accounting.
DiMutoPay is not a standalone solution — it’s the financing layer you unlock once your trades are digitized on DiMutoClear.
By turning your agritrades into verified digital records, you create the trust and transparency financiers need.
STEP 1
Upload and manage all your trade information — cartons, shipments, documents, and certifications — on DiMutoClear, our flagship agritrade management solution. Every trade becomes a secure digital asset that captures exactly what was packed, shipped, and delivered.
STEP 2
DiMuto analyzes your verified trade data to generate a Trade Health Score. This score is a clear measure of your trades, business reliability and product quality — the key metrics financiers need.
STEP 3
Once your trades are verified and scored, you can access affordable financing in days instead of waiting 45–90 days for buyer payments. Financiers underwrite with real, tamper-proof data, and you get the working capital to keep your business moving.
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